At Stellantis &You UK, it's all about you when it comes to purchasing your next car. You can either apply for finance or pay in full and collect your perfect car from a Stellanits &You UK dealer near you.
Ordering a used car from Stellantis &You UK has never been easier. Simply find your perfect used car from thousands of manufactuer-approved stock and select the BUY ONLINE button. From this step, choose how you would like to fund your used car either by purchasing outright with our secure VYNE payment screen or by selecting a finance option. Once you have completed the steps in your chosen journey a member of our customer hub team will be in contact to ensure you have all the information you need before collecting your new vehicle.
Dependant on the age and mileage of your chosen used vehicle, you can finance it through a number of finance lenders on personal contract purchase or conditional sale.
PCP finance stands for Personal Contract Purchase. Personal Contract Purchase* is a finance solution which puts a new car within your reach thanks to fixed monthly payments to meet your budget. An initial deposit is paid of between 0% and 40% of the vehicle price, followed by fixed monthly payments over a term of 25, 31, 37 or 48 months. We will agree with you an estimated annual mileage band, between 6,000 and 30,000. This will determine the Guaranteed Future Value (GFV) of your vehicle so that at the end of the agreement you just choose one of the following options:
1. Make a final payment and own the car
2. Return the car to your local Stellantis &You UK dealership
3. Return the car and use it in part exchange for a different used vehicle, using any equity as a deposit in a new Personal Contract Purchase agreement.
Finance is subject to status and age limitations. Personal Contract Purchase. 18s+. Guarantee may be required. PSA Retail UK Limited, trading as Stellantis &You Sales & Service is acting as a credit broker and not a lender
If you're looking to own your vehicle and need a flexible package to fit your budget, Conditional Sale is perfect for you. Driving away in your perfect used car can be done in in four simple steps with Conditional Sale*.
Finance subject to status and age limitations. Conditional Sale. 18s+. Guarantee may be required. PSA Retail UK Limited, trading as Robins & Day by PSA Retail, is acting as a credit broker and not a lender.
At Stellantis &You all our used cars have at least a 12-month warranty. Our warranties offer all mechanical and electrical component coverage, meaning all the essentials are covered on your vehicle.
Financial Disclosure
STELLANTIS & YOU UK Limited is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows STELLANTIS & YOU UK Limited to act as a credit broker, not as a lender, for the introduction to a limited number of lenders to act as an agent on behalf of the insurer for insurance distribution activities only.
We can introduce you to a selected panel of lenders, which includes Stellantis Financial Services. An introduction to a lender does not amount to independent financial advice and we act as their agent for this introduction. Our approach is to introduce you first to Stellantis Financial Services, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to be make the next best offer of finance for you. Our aim is to secure the best deal you are eligible for from our panel of lenders. Lenders may pay a fixed commission to us for introducing you to them, calculated by reference to the vehicle model or amount you borrow. Different lenders may pay different commissions for such introductions, and Stellantis Financial Services also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over. Guarantees may be required.
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